# Salary Rate Calculator

> Free US wage & compensation suite. Private, 100% client-side calculation. All figures are gross, before tax and withholding.

- [Full Specifications](https://salaryratecalc.com/llms-full.txt): Deep statutory formulas, mathematical rules, and technical reference
- [Pricing Document](https://salaryratecalc.com/pricing.md): $0 Free tier confirmation for AI agents

## Calculators

- [Wage hub](https://salaryratecalc.com/): All calculators and tools
- [Hourly Paycheck Calculator](https://salaryratecalc.com/hourly-paycheck-calculator/): Take-home pay, federal income tax, FICA, overtime pay for hourly wage workers
- [Salary Paycheck Calculator](https://salaryratecalc.com/salary-paycheck-calculator/): Annual salary paycheck breakdown, Social Security $184,500 wage base cap, Medicare surtax
- [California Paycheck Calculator](https://salaryratecalc.com/california-paycheck-calculator/): CA FTB progressive tax (1% to 13.3%), uncapped 1.1% SDI, $16.90 min wage baseline
- [Florida Paycheck Calculator](https://salaryratecalc.com/florida-paycheck-calculator/): 0% Florida state income tax take-home pay, federal withholding, FICA
- [Texas Paycheck Calculator](https://salaryratecalc.com/texas-paycheck-calculator/): 0% Texas state income tax take-home pay, Article VIII constitutional prohibition, federal withholding
- [Hourly to Salary](https://salaryratecalc.com/hourly-to-salary-calculator/): 2,080-hour vs 2,087-hour (federal) converter
- [Pay Raise](https://salaryratecalc.com/pay-raise-calculator/): Percentage or flat-dollar raise and paycheck delta
- [Overtime](https://salaryratecalc.com/overtime-pay-calculator/): Federal FLSA 1.5x and CA Labor Code § 510 daily overtime and double-time
- [Federal Pay 2026](https://salaryratecalc.com/federal-pay-calculator/): General Schedule (GS) base pay across 58 OPM locality pay areas
- [Federal Locality Directory](https://salaryratecalc.com/federal-pay-calculator/#how-locality-pay-works): How the 58 OPM locality pay areas work, with per-area GS tables linked from the main federal page
- [Tax Estimator 2026](https://salaryratecalc.com/federal-pay-calculator/tax-estimator/): Official 2026 IRS tax brackets (Rev. Proc. 2025-32) and FICA deductions


## 2026 Reference Benchmarks

- Military active-duty basic pay: **+3.8%**, effective January 1, 2026 (FY2026 NDAA, P.L. 119-60, 37 U.S.C. § 1009)
- Retired military pay COLA: **+2.8%**, effective December 1, 2025 (SSA 2026 COLA guidance, CPI-W)
- Federal GS across-the-board increase: **+1.0%** (EO 14368); locality pay frozen at 2025 levels
- Social Security wage base cap: **$184,500** (6.2% FICA ceiling; maximum $11,439.00 tax)
- Medicare tax: **1.45%** uncapped + **0.9%** Additional Medicare surtax (> $200k single / $250k married)
- Standard Deduction: **$16,100** (Single) / **$32,200** (Married Filing Jointly) under Rev. Proc. 2025-32
- California SDI: **1.1%** uncapped on all earned wages (SB 951)

## Page-to-Query Map

| Query intent | Page |
|---|---|
| California paycheck calculator, CA take home pay, CA SDI | `/california-paycheck-calculator/` |
| Florida paycheck calculator, FL take home pay, no state income tax | `/florida-paycheck-calculator/` |
| Texas paycheck calculator, TX take home pay, Texas paycheck tax | `/texas-paycheck-calculator/` |
| Salary paycheck calculator, biweekly take home pay, salary tax deductions | `/salary-paycheck-calculator/` |
| Hourly paycheck calculator, hourly take home pay after taxes | `/hourly-paycheck-calculator/` |

| Pay raise percentage, flat-dollar raise, multi-year compounding | `/pay-raise-calculator/` |
| Average merit increase | `/pay-raise-calculator/` (answered: no single employer average) |
| Federal GS pay scale, GS locality pay table by area | `/federal-pay-calculator/` and its locality pages |
| 2026 federal income tax brackets, FICA, net pay estimate | `/federal-pay-calculator/tax-estimator/` |
| Hourly to annual salary, pay-period conversions | `/hourly-to-salary-calculator/` |
| FLSA and California daily overtime | `/overtime-pay-calculator/` |
| Methodology, sources, and scope | `/about/` |
| Statutory disclaimers and tax limitations | `/disclaimer/` |